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Banking rates and fees

Interest rates

For savings and bank accounts available for new and existing applicants
For clients of Barclays Bank Plc Isle of Man and Jersey [PDF, 193KB]

Summary of changes to GBP Variable Interest Rates for Savings Accounts – November 2024 [PDF, 665KB]
Summary of changes to USD Variable Interest Rates for Savings Accounts – November 2024 [PDF, 631KB]
Summary of changes to EUR Variable Interest Rates for Savings Accounts – November 2024 [PDF, 629KB]
Summary of changes to EUR Variable Rates for Savings Accounts – September 2024 [PDF, 632KB]
Summary of changes to USD Variable Rates for Savings Accounts – September 2024 [PDF, 629KB]

Historic interest rates
International Savings - Personal Only [PDF, 1.37MB]

Barclays Bank base rate for overdrafts and loans

Barclays Bank base rate [PDF, 54KB]

Mortgage interest rates

Standard variable rate for mortgages [PDF, 121KB]

External rates

External reference rates for currencies used by International Banking Services.

International tariffs

London, Jersey and the Isle of Man
For accounts held with Barclays Bank Plc in London, Guernsey, Jersey and the Isle of Man – effective from January 2023 [PDF, 643KB]1

Fee Information Document for International Bank Account [PDF, 624KB]
Fee Information Document for the Euro International Bank Account [PDF, 272KB]
Fee Information Document for the Dollar International Bank Account [PDF, 272KB]
Fee Information Document for the Barclays Current Account [PDF, 673KB]
Fee Information Document for the Premier Global Current Account [PDF, 675KB]
Fee Information Document for the Overseas Currency Account [PDF, 266KB]

Overseas Delivery Charges

Barclays Overseas Delivery Charges [PDF, 1.3MB]

Payment cut-off times

Cut-off times for Barclays Bank Plc (Jersey and Isle of Man) [PDF, 52KB]

Offshore transfers IBAN regulation

What you need to know to send money abroad.

Debit Card Foreign Exchange Charges 

Debit Card transactions, for debit cards issued on the International Bank Account, in a currency other than GBP will not incur a non-Sterling transaction fee (excluding EUR/USD Travel Wallet transactions).

The below table shows our exchange rates for certain currencies compared to the rate published by the European Central Bank (ECB). Please also note for all regulatory information and protections please only refer to the Important Information page on this website.

When you buy something or take money out of a cash machine in the EU, you may be able to choose whether to pay in sterling rather than the local currency. If so, the retailer or cash machine provider will give you a rate as a mark-up over the ECB rate.

You can use this table to decide whether you want to let the retailer or cash machine provider convert the currency using their rate, or if you’d like to use ours instead. If you’d like us to make the conversion, please pay or withdraw in local currency rather than sterling.

To work out how much your transaction costs in sterling, divide the value in local currency by the rates shown in the table. 

Non-Sterling purchases for Barclays International Banking Debit cards and

In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised.  However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day.

Foreign Exchange Pricing Explained

Foreign Exchange (FX) pricing explained [PDF, 687KB]