UK mortgages for international citizens

Barclays International Banking has you covered

Mortgages for modern life

We provide lending solutions that can truly support you in buying the UK property you want – whether you’re looking to set up a home, purchase an investment property, or diversify your assets. Our mortgage advisers are on hand every step of the way and can help you choose from a range of fixed and tracker mortgages, or a combination of both.

Buying scenarios we can help with

Moving to the UK
If you’re relocating, we can help you secure a mortgage before you land, or once you’re in the UK

Needing a base for regular visits
We understand that you’re a global citizen, and we can help you buy property when you want a homely base for business or family travel

Buying but not yet moving
When you want to buy but aren’t sure when you’re moving over, we can help you to purchase a property in the meantime

Helping your children get on the property ladder
Helping your children to buy a property is a proud moment, and we’re here by your side to find a mortgage solution that works

Investing in property
UK property is currently in high demand. If you want to invest in property as part of your diversified financial plans, then we can help

How can Barclays help clients find a property in the UK?

Stephen Moroukian, our real estate financing specialist, talks on how we work with you to you secure the perfect housing bond (or mortgage) in the UK property.

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Types of mortgages

Fixed rate

Know what you’ll pay each month
Choose the fixed period you need

Fixed rate mortgages

Tracker

Rates tracked to the Bank of England base rate
Variable payments giving you greater flexibility
No charges for making overpayments

Tracker rate mortgages

Part and part

Split your loan across fixed and tracker mortgages
Manage your exposure to changes in the Bank of England base rate
No charges for making overpayments on the tracker part of your mortgage

Part and part mortgages

Why choose a mortgage with Barclays International Bank?

When you take out a mortgage with us, you are accessing proven stability and global capability, backed by our mortgage specialists who will offer you personalised support every step of the way.

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We can help you buy UK property from around the world, and you won't need to visit the UK as part of your application

You won’t need a UK payslip to apply and our specialist mortgage advisers can assess your full financial history from your home country

We take into account your full income and assets in a range of currencies, no matter how complex

Apply for an account today

Opening a Barclays International Bank account is straightforward and you’ll have a choice of three major currencies – sterling, euros, or US dollars. You'll also need...

Residence in a qualifying country
We offer bank accounts in over 35 countries internationally

A minimum of £100,000 (or currency equivalent)¹,²
This can be in savings and/or investments across all your accounts with us

A minimum of £250,000 (or currency equivalent)¹ for Relationship Management
Get access to an expert who can explore your financial goals in detail. Learn more about the benefits of having a Relationship Manager

Apply now 

Please note

Your home may be repossessed if you do not keep up repayments on your mortgage.
Your investment property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency.

Open up your world

A Barclays International Bank Account is your gateway to services that can help you save for the future, grow your wealth, and use foreign exchange to your advantage.