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UK mortgages for global citizens

Barclays International Banking has you covered

Mortgages for modern life

We provide lending solutions that can truly support you in buying the UK property you want – whether you’re looking to set up a home, or to invest and diversify your assets. Our mortgage advisers are on hand every step of the way and can help you choose from a range of fixed and variable mortgages, or a combination of both.

Buying scenarios we can help with

Moving to the UK
If you’re relocating, we’re the only British bank that can help you secure a mortgage before you land, or once you’re in the UK

Needing a base for regular visits
We understand that you’re a global citizen, and we can help you buy property when you want a homely base for business or family travel

Buying but not yet moving
When you want to buy but aren’t sure when you’re moving over, we can help you to purchase a property in the meantime

Helping your children get on the property ladder
Helping your children to buy a property is a proud moment, and we’re here by your side to find a mortgage solution that works

Investing in property
UK property is currently in hot demand. If you want to invest in property as part of your diversified financial plans, then we can help

Types of mortgages

Fixed rate

  • Know what you’ll pay each month
  • Choose the fixed period you need
  • Make overpayments if you wish to

Tracker

  • Rates tracked to Barclays’ base rate, typically following the Bank of England 
  • Variable payments giving you greater flexibility
  • No charges for making overpayments

Part and part

  • Split your loan across fixed and tracker mortgages
  • Manage your exposure to changes in the Bank of England base rate 
  • Fee-free early repayments on the tracker part of your mortgage

Benefits of a mortgage with Barclays International Bank

When you take out a mortgage with us, you are accessing proven stability and global capability. Our service is modern and friendly, and our digital platforms are fast and secure.

  • We can help you buy UK property from almost anywhere in the world. You won't need to visit the UK as part of your application

  • You won’t need a UK payslip to apply and our specialist mortgage advisers can assess your full financial history from your home country

  • We take into account your full income and assets in a range of currencies, no matter how complex

Apply for an account today

To qualify for a mortgage with Barclays International Bank, you’ll need…

A Barclays International Bank Account
Opening an account is straightforward and you’ll have a choice of three major currencies – sterling, euros, or US dollars. Find out more about our International Bank Account

Residence in a qualifying country
We offer bank accounts in 70 countries globally

A minimum of £100,000 (or currency equivalent)1,2
This can be in savings and/or investments across all your accounts with us

A minimum of £250,000 (or currency equivalent)1 for Relationship Management
Get access to an expert who can explore your financial goals in detail. Learn more about the benefits of having a Relationship Manager

Please note

Your home may be repossessed if you do not keep up repayments on your mortgage.
Your investment property may be repossessed or a receiver of rent appointed if you do not keep up payments on your mortgage.

Remember that where the mortgage is denominated in a currency other than your home currency, changes in the exchange rate may increase the equivalent value of the debt in terms of your home currency.

Open up your world

A Barclays International Bank Account is your gateway to services that can help you save for the future, grow your wealth, and use foreign exchange to your advantage.

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International banking

Our International Bank Account is a current account you can open in a selection of currencies, and in a variety of locations.

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Investments

We can help you find diversified and robust  solutions – in the UK and abroad – that meet your goals and match your risk appetite.

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Foreign exchange

Move your money effortlessly, and internationally, between your accounts.

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Savings

Backed by the group’s global expertise, we offer immediate-access, fixed-term, and fixed-return savings solutions.

You may also be interested in

Remortgaging

Find the right international mortgage deal

Moving your mortgage to Barclays may be easier than you think – whether you're moving or buying a new home in the UK.

Mortgage guides

Help and info about international mortgages

Learn more about different types of mortgage, and the mortgage application process in the UK, with our collection of guides.

Are you ready?

If you’d like to speak to an adviser, you can contact us. Alternatively, you can apply for an account straightaway.