International Reserve Account

The flexibility of an instant-access savings account

Features and benefits

Whether you’re living abroad and keeping savings in sterling, or working in the UK and being paid in US dollars, our International Reserve Account offers the flexibility to suit your lifestyle.

Available in three currencies
Open in the currency you prefer: sterling, dollars or euros

Flexible savings
Add to your account at any time, subject to any maximum balance restrictions

No withdrawal restrictions or penalties
Access your funds, penalty-free, at any time that suits you

Open an account with just £1
Minimum deposits of £1, US$1 or €1. Maximum deposit limit of £25 million, US$40 million or €10 million

Easy-access savings account
Deposit or withdraw funds whenever you choose, with the option to manage your account online

What is the interest rate on the International Reserve Account?


Rates are effective 4 August 2023

Balance (GBP)
Gross rate p.a.
£0 to £99,999 1.65% 1.66%
£100,000 to £999,999
1.65% 1.66%
£1,000,000 to £4,999,999 2.55% 2.58%
£5,000,000+ 3.25% 3.30%

Interest is paid monthly on the first working day of the month.


Rates are effective 4 August 2023

Balance (USD)
Gross rate p.a.
$0 to $99,999
$100,000 to $999,999
$1,000,000 to $4,999,999

Interest is paid quarterly in March, June, September and December.


Rates are effective 3 October 2023

Balance (EUR) Gross rate p.a. AER
€0 to €49,999 1.05%
€50,000 to €99,999
1.05% 1.05%
€100,000 to €999,999
1.35% 1.36%
€1,000,000 to €4,999,999 1.80% 1.81%
€5,000,000+ 2.15% 2.17%

Interest is paid quarterly in March, June, September and December.

What would the estimated balance be after 12 months based on a £1,000 deposit, or currency equivalent?

Deposit amount in currency Estimated value after a year
£1,000 £1,016.63
$1,000 $1,012.75
€1,000 €1,010.70

Apply for an account today

To save with Barclays International Bank, you’ll need…

A Barclays International Bank Account
Opening an account is straightforward and you’ll have a choice of three major currencies – sterling, euros, or US dollars. Find out more about our International Bank Account

Residence in a qualifying country
We offer bank accounts in 70 countries globally

A minimum of £100,000 (or currency equivalent)1,2
This can be in savings and/or investments across all your accounts with us

A minimum of £250,000 (or currency equivalent)1 for Relationship Management
Get access to an expert who can explore your financial goals in detail. Learn more about the benefits of having a Relationship Manager

Learn more about other savings accounts

Treasury Deposits

Feel reassured with a guaranteed rate

Treasury Deposits offer a fixed interest rate for anything from three months to five years. You choose the currency and timeframe that suits you.

Notice Deposit Accounts

A higher yield on your savings

If you don’t need to make withdrawals, locking your funds away with a Notice Deposit Account can provide you with access to more competitive rates.


You might also be interested in…


International banking

Our International Bank Account is a current account you can open in a selection of currencies, and in a variety of locations.


Foreign exchange

Move your money effortlessly, and internationally, between your accounts.



Our mortgage advisers are on hand every step of the way and can help you choose from a range of fixed and variable mortgages, or a combination of both.



We can help you find diversified and robust  solutions – in the UK and abroad – that meet your goals and match your risk appetite.

Are you ready?

If you’d like to speak to an adviser, you can contact us. Alternatively, you can apply for an account straightaway.